Free calculator
Welcome Bonus Tracker
Turn a welcome-offer deadline into a realistic monthly spending target.
Year 1
Welcome bonus + ongoing rewards + benefits − annual fee.
Year 2 onward
Ongoing rewards + benefits − annual fee, without a new-card bonus.
Historical context
Compare the current estimated offer value with the highest source-backed value stored for the card.
About these estimates
Results depend on the numbers you enter and may not reflect caps, exclusions, merchant coding, taxes, or changing issuer terms. Check the card agreement before making a financial decision. Information entered here stays in this browser.