Chase · Public card profile
Instacart Mastercard
Review published reward categories, fees, recurring benefits, and source-dated offer history. Product terms can change; confirm current information with the issuer.
Last reviewed: September 12, 2026 · Current issuer destination
- Annual fee
- $0
- Card type
- Personal
- Market
- US
Published reward categories
5.00×
Groceries
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Portal channel required
5.00×
Travel
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Portal channel required
2.00×
Dining
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
2.00×
Gas
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
2.00×
Streaming
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
1.00×
Other Purchases
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Published benefits
per-item
Purchase Protection
Eligible new purchases are covered against damage or theft for up to 120 days, up to $500 per item; New York coverage differs.
per-trip
Baggage Delay Insurance
Up to $100 per day for three days for eligible essentials when covered baggage is delayed more than six hours.
Independent information: CreditCardCompanion does not collect bank credentials or transaction history. Compensation never changes the factual card information shown, and approval is never guaranteed.
No compensation link is active for this card. Verify the current offer and complete terms directly with the issuer.
Renewal and alternatives
Renewal baseline: start with the $0 annual fee, then count only recurring rewards and benefits you expect to use. Welcome offers belong in a separate first-year calculation.
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Decision summary
Where this card may fit
Potential best uses
- 5.00× Groceries
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value. - 5.00× Travel
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value. - 2.00× Dining
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Cost and benefits
There is no listed annual fee, but compare redemption value, restrictions and a strong alternative.
2 recurring benefits currently catalogued.
Watch before choosing
- A spending cap applies to Groceries.
- Portal booking or purchase channel required for Groceries.
- Portal booking or purchase channel required for Travel.
Data status: reviewed September 12, 2026. Check official source. Approval is not predicted.