Chase · Public card profile
Sapphire Reserve for Business Credit Card
Review published reward categories, fees, recurring benefits, and source-dated offer history. Product terms can change; confirm current information with the issuer.
Last reviewed: September 12, 2026 · Current issuer destination
- Annual fee
- $795
- Card type
- Business
- Market
- US
Published reward categories
8.00×
Travel
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Portal channel required
4.00×
Airfare
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Direct channel required
4.00×
Hotels
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Direct channel required
1.00×
Other Purchases
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Published benefits
annual
$500 The Edit Credit
Up to $500 in automatic annual statement credits on eligible The Edit bookings, limited to $250 per transaction and requiring a two-night minimum.
annual
$300 Annual Travel Credit
Up to $300 in statement credits each account anniversary year for eligible travel purchases; credited purchases do not earn points.
four-years
Trusted Traveler Application Credit
Up to $120 for one eligible Global Entry, TSA PreCheck or NEXUS application fee every four years.
annual
Sapphire Lounge and Priority Pass Access
Complimentary access to eligible Chase Sapphire Lounge and Priority Pass locations for the primary cardmember and up to two guests; enrollment and access terms apply.
Independent information: CreditCardCompanion does not collect bank credentials or transaction history. Compensation never changes the factual card information shown, and approval is never guaranteed.
No compensation link is active for this card. Verify the current offer and complete terms directly with the issuer.
Renewal and alternatives
Renewal baseline: start with the $795 annual fee, then count only recurring rewards and benefits you expect to use. Welcome offers belong in a separate first-year calculation.
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Decision summary
Where this card may fit
Potential best uses
- 8.00× Travel
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value. - 4.00× Airfare
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value. - 4.00× Hotels
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Cost and benefits
Start with the annual fee and count only benefits that replace normal spending.
4 recurring benefits currently catalogued.
Watch before choosing
- Portal booking or purchase channel required for Travel.
- Direct booking or purchase channel required for Airfare.
- Direct booking or purchase channel required for Hotels.
Data status: reviewed September 12, 2026. Check official source. Approval is not predicted.