SoFi Bank · Public card profile
SoFi Unlimited 2% Credit Card
Review published reward categories, fees, recurring benefits, and source-dated offer history. Product terms can change; confirm current information with the issuer.
Last reviewed: September 9, 2026 · Current issuer destination
- Annual fee
- $0
- Card type
- Personal
- Market
- US
Published reward categories
2.00×
Other Purchases
Issuer-published durable earning rate; redemption rules, exclusions, merchant coding, and account requirements apply.
Published benefits
per-claim
Cell Phone Protection
Up to $800 per eligible claim and $1,000 per year when the monthly wireless bill is paid with the card; exclusions and claim limits apply.
Independent information: CreditCardCompanion does not collect bank credentials or transaction history. Compensation never changes the factual card information shown, and approval is never guaranteed.
No compensation link is active for this card. Verify the current offer and complete terms directly with the issuer.
Renewal and alternatives
Renewal baseline: start with the $0 annual fee, then count only recurring rewards and benefits you expect to use. Welcome offers belong in a separate first-year calculation.
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Decision summary
Where this card may fit
Potential best uses
- 2.00× Other Purchases
Issuer-published durable earning rate; redemption rules, exclusions, merchant coding, and account requirements apply.
Cost and benefits
There is no listed annual fee, but compare redemption value, restrictions and a strong alternative.
1 recurring benefit currently catalogued.
Watch before choosing
- Merchant coding, exclusions and redemption value can still reduce the advertised return.
Data status: reviewed September 9, 2026. Check official source. Approval is not predicted.