Free calculator
Rewards Types Explorer
Learn when cash back, bank points, airline miles, and hotel points behave differently.
Cash back
Usually the simplest value to estimate. Confirm redemption minimums and whether rewards post as statement credit, deposit, or points.
Bank points
Value can change by redemption method. Transferable points should not be transferred until a specific redemption is understood and available.
Airline miles
Award prices and availability vary. Transfers are commonly irreversible and do not guarantee a seat.
Hotel points
Compare the cash price, award price, resort fees, cancellation rules, and any certificate restrictions.
About these estimates
Results depend on the numbers you enter and may not reflect caps, exclusions, merchant coding, taxes, or changing issuer terms. Check the card agreement before making a financial decision. Information entered here stays in this browser.