Chase · Public card profile
United Club Business Card
Review published reward categories, fees, recurring benefits, and source-dated offer history. Product terms can change; confirm current information with the issuer.
Last reviewed: September 12, 2026 · Current issuer destination
- Annual fee
- $695
- Card type
- Business
- Market
- US
Published reward categories
5.00×
Hotels
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Portal channel required
2.00×
Airfare
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Direct channel required
1.50×
Other Purchases
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Published benefits
annual
Better-Together Anniversary Bonus
Receive 5,000 anniversary miles when also holding an eligible personal United credit card.
annual
United Club Membership
Includes United Club membership for the eligible primary cardmember, subject to access rules.
Independent information: CreditCardCompanion does not collect bank credentials or transaction history. Compensation never changes the factual card information shown, and approval is never guaranteed.
No compensation link is active for this card. Verify the current offer and complete terms directly with the issuer.
Renewal and alternatives
Renewal baseline: start with the $695 annual fee, then count only recurring rewards and benefits you expect to use. Welcome offers belong in a separate first-year calculation.
Similar cards to compare
Report incorrect or outdated card information
Decision summary
Where this card may fit
Potential best uses
- 5.00× Hotels
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value. - 2.00× Airfare
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value. - 1.50× Other Purchases
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Cost and benefits
Start with the annual fee and count only benefits that replace normal spending.
2 recurring benefits currently catalogued.
Watch before choosing
- Portal booking or purchase channel required for Hotels.
- Direct booking or purchase channel required for Airfare.
- The $695 annual fee requires a recurring-value check.
Data status: reviewed September 12, 2026. Check official source. Approval is not predicted.