Citi · Public card profile
Citi Strata Card
Review published reward categories, fees, recurring benefits, and source-dated offer history. Product terms can change; confirm current information with the issuer.
Last reviewed: September 12, 2026 · Current issuer destination
- Annual fee
- $0
- Card type
- Personal
- Market
- US
Published reward categories
5.00×
Hotels
Citi Travel and selectable-category terms apply. Merchant coding, account eligibility and issuer terms apply.
Portal channel required
3.00×
Gas
Citi Travel and selectable-category terms apply. Merchant coding, account eligibility and issuer terms apply.
3.00×
Groceries
Citi Travel and selectable-category terms apply. Merchant coding, account eligibility and issuer terms apply.
3.00×
Transit
Citi Travel and selectable-category terms apply. Merchant coding, account eligibility and issuer terms apply.
2.00×
Dining
Citi Travel and selectable-category terms apply. Merchant coding, account eligibility and issuer terms apply.
1.00×
Other Purchases
Citi Travel and selectable-category terms apply. Merchant coding, account eligibility and issuer terms apply.
Published benefits
No recurring benefit has completed review yet.
Independent information: CreditCardCompanion does not collect bank credentials or transaction history. Compensation never changes the factual card information shown, and approval is never guaranteed.
No compensation link is active for this card. Verify the current offer and complete terms directly with the issuer.
Renewal and alternatives
Renewal baseline: start with the $0 annual fee, then count only recurring rewards and benefits you expect to use. Welcome offers belong in a separate first-year calculation.
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Decision summary
Where this card may fit
Potential best uses
- 5.00× Hotels
Citi Travel and selectable-category terms apply. Merchant coding, account eligibility and issuer terms apply. - 3.00× Gas
Citi Travel and selectable-category terms apply. Merchant coding, account eligibility and issuer terms apply. - 3.00× Groceries
Citi Travel and selectable-category terms apply. Merchant coding, account eligibility and issuer terms apply.
Cost and benefits
There is no listed annual fee, but compare redemption value, restrictions and a strong alternative.
0 recurring benefits currently catalogued.
Watch before choosing
- Portal booking or purchase channel required for Hotels.
Data status: reviewed September 12, 2026. Check official source. Approval is not predicted.