Citi · Public card profile
Citi Strata Premier Card
Review published reward categories, fees, recurring benefits, and source-dated offer history. Product terms can change; confirm current information with the issuer.
Last reviewed: September 7, 2026 · Current issuer destination
- Annual fee
- $95
- Card type
- Personal
- Market
- US
Published reward categories
10.00×
Travel
Rates and eligibility are subject to issuer terms and merchant coding.
Portal channel required
3.00×
Airfare
Rates and eligibility are subject to issuer terms and merchant coding.
3.00×
Dining
Rates and eligibility are subject to issuer terms and merchant coding.
3.00×
Gas
Rates and eligibility are subject to issuer terms and merchant coding.
3.00×
Groceries
Rates and eligibility are subject to issuer terms and merchant coding.
3.00×
Hotels
Rates and eligibility are subject to issuer terms and merchant coding.
1.00×
Other Purchases
Rates and eligibility are subject to issuer terms and merchant coding.
Published benefits
annual
Travel Discount
Once per calendar year, $100 off one hotel stay of $500 or more before taxes and fees when booked through Citi Travel or the issuer phone channel; applied at booking.
per-trip
Protection
Issuer-listed common-carrier trip cancellation and interruption coverage; eligibility, limits, exclusions, and payment requirements apply.
per-trip
Protection 2
Issuer-listed trip delay coverage; eligibility, limits, exclusions, and payment requirements apply.
per-rental
Rental Car Protection
Issuer-listed car-rental coverage; eligibility, limits, exclusions, vehicle restrictions, and payment requirements apply.
Independent information: CreditCardCompanion does not collect bank credentials or transaction history. Compensation never changes the factual card information shown, and approval is never guaranteed.
No compensation link is active for this card. Verify the current offer and complete terms directly with the issuer.
Renewal and alternatives
Renewal baseline: start with the $95 annual fee, then count only recurring rewards and benefits you expect to use. Welcome offers belong in a separate first-year calculation.
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Decision summary
Where this card may fit
Potential best uses
- 10.00× Travel
Rates and eligibility are subject to issuer terms and merchant coding. - 3.00× Airfare
Rates and eligibility are subject to issuer terms and merchant coding. - 3.00× Dining
Rates and eligibility are subject to issuer terms and merchant coding.
Cost and benefits
Start with the annual fee and count only benefits that replace normal spending.
4 recurring benefits currently catalogued.
Watch before choosing
- Portal booking or purchase channel required for Travel.
- The $95 annual fee requires a recurring-value check.
Data status: reviewed September 7, 2026. Check official source. Approval is not predicted.