American Express · Public card profile
Blue Cash Preferred Card
Review published reward categories, fees, recurring benefits, and source-dated offer history. Product terms can change; confirm current information with the issuer.
Last reviewed: September 7, 2026 · Current issuer destination
- Annual fee
- $95
- Card type
- Personal
- Market
- US
Published reward categories
6.00×
Groceries
Rates and eligibility are subject to issuer terms and merchant coding.
6.00×
Streaming
Rates and eligibility are subject to issuer terms and merchant coding.
3.00×
Gas
Rates and eligibility are subject to issuer terms and merchant coding.
3.00×
Transit
Rates and eligibility are subject to issuer terms and merchant coding.
1.00×
Other Purchases
Rates and eligibility are subject to issuer terms and merchant coding.
Published benefits
monthly
Statement Credit
Up to $10 monthly after using the enrolled card for an eligible auto-renewing subscription purchased directly through the listed U.S. Disney+, Hulu, or ESPN streaming websites.
per-purchase
Protection
Eligible purchases can be covered against accidental damage or theft for up to 90 days, subject to per-purchase and annual limits and exclusions.
per-purchase
Protection 2
Eligible U.S. purchases may qualify for return protection within 90 days, subject to item and annual limits and exclusions.
per-purchase
Protection 3
Eligible purchases with qualifying manufacturer warranties may receive additional warranty coverage, subject to duration, dollar limits, and exclusions.
per-rental
Rental Car Protection
Secondary coverage may apply when the eligible rental is reserved and paid with the card and the rental company collision waiver is declined; exclusions, territories, and vehicle restrictions apply.
Independent information: CreditCardCompanion does not collect bank credentials or transaction history. Compensation never changes the factual card information shown, and approval is never guaranteed.
No compensation link is active for this card. Verify the current offer and complete terms directly with the issuer.
Renewal and alternatives
Renewal baseline: start with the $95 annual fee, then count only recurring rewards and benefits you expect to use. Welcome offers belong in a separate first-year calculation.
Similar cards to compare
Report incorrect or outdated card information
Decision summary
Where this card may fit
Potential best uses
- 6.00× Groceries
Rates and eligibility are subject to issuer terms and merchant coding. - 6.00× Streaming
Rates and eligibility are subject to issuer terms and merchant coding. - 3.00× Gas
Rates and eligibility are subject to issuer terms and merchant coding.
Cost and benefits
Start with the annual fee and count only benefits that replace normal spending.
5 recurring benefits currently catalogued.
Watch before choosing
- A spending cap applies to Groceries.
- The $95 annual fee requires a recurring-value check.
Data status: reviewed September 7, 2026. Check official source. Approval is not predicted.