American Express · Public card profile
The Platinum Card from American Express
Review published reward categories, fees, recurring benefits, and source-dated offer history. Product terms can change; confirm current information with the issuer.
Last reviewed: September 12, 2026 · Current issuer destination
- Annual fee
- $895
- Card type
- Personal
- Market
- US
Published reward categories
5.00×
Airfare
Earns 5 points per dollar on eligible flights booked directly with airlines or through American Express Travel, on up to $500,000 in these purchases per calendar year.
Direct channel required
5.00×
Hotels
Earns 5 points per dollar on eligible prepaid hotels booked through American Express Travel.
Portal channel required
1.00×
Other Purchases
Earns 1 point per dollar on other eligible purchases.
Published benefits
semiannual
Hotel Credit
Up to $300 semiannually on eligible prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel; The Hotel Collection requires a minimum two-night stay.
quarterly
Resy Credit
Up to $100 quarterly on eligible purchases at qualifying U.S. Resy restaurants after enrollment.
monthly
Digital Entertainment Credit
Up to $25 monthly on eligible purchases with participating digital-entertainment partners after enrollment.
quarterly
lululemon Credit
Up to $75 quarterly on eligible purchases at participating U.S. lululemon locations and lululemon.com after enrollment.
annual
CLEAR+ Credit
Up to $219 per calendar year toward an eligible auto-renewing CLEAR+ membership, excluding taxes and fees.
annual
Airline Fee Credit
Up to $200 per calendar year for eligible incidental fees charged by one selected qualifying airline; enrollment and merchant coding requirements apply.
monthly
Uber Cash
Up to $15 in Uber Cash monthly plus a $20 December bonus for eligible U.S. rides or orders after adding the card to an eligible Uber account and selecting an Amex Card for the transaction.
monthly
$155 Walmart+ Credit
Statement credit for one eligible auto-renewing monthly Walmart+ membership, up to $12.95 monthly plus applicable taxes; issuer terms apply.
four-years
Trusted Traveler Application Credit
Credit every four years for an eligible Global Entry application or an eligible TSA PreCheck application fee under the issuer terms.
annual
Uber One Credit
Up to $120 in statement credits per calendar year for an eligible auto-renewing Uber One membership paid with the card.
annual
Airport Lounge Access
Access includes eligible Centurion Lounges, a limited number of Delta Sky Club visits when flying an eligible Delta flight, Priority Pass membership, and select partner lounges; enrollment, visit, and guest rules apply.
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No compensation link is active for this card. Verify the current offer and complete terms directly with the issuer.
Renewal and alternatives
Renewal baseline: start with the $895 annual fee, then count only recurring rewards and benefits you expect to use. Welcome offers belong in a separate first-year calculation.
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Decision summary
Where this card may fit
Potential best uses
- 5.00× Airfare
Earns 5 points per dollar on eligible flights booked directly with airlines or through American Express Travel, on… - 5.00× Hotels
Earns 5 points per dollar on eligible prepaid hotels booked through American Express Travel. - 1.00× Other Purchases
Earns 1 point per dollar on other eligible purchases.
Cost and benefits
Start with the annual fee and count only benefits that replace normal spending.
11 recurring benefits currently catalogued.
Watch before choosing
- A spending cap applies to Airfare.
- Direct booking or purchase channel required for Airfare.
- Portal booking or purchase channel required for Hotels.
Data status: reviewed September 12, 2026. Check official source. Approval is not predicted.