Which Purchases Should Go on the Amex Platinum?

A premium card is not automatically the best card for every purchase. The right choice can depend on its current earning rule, a relevant statement credit, purchase or travel protections, and the return offered by another card.

Check four things

1. Does the purchase qualify for a published bonus category?
2. Does an applicable credit require this card or a particular booking channel?
3. Would a card protection materially matter for this purchase?
4. What would your best alternative card earn?

Verify before large purchases

Merchant coding and booking channels can change the result. Confirm the issuer’s current terms and do not choose a card solely from an assumed category code.

Use Which Card Should I Use?, the Merchant Coding Checker, and the Amex Platinum card profile before deciding.