Citi · Public card profile
Citi Strata Elite
Review published reward categories, fees, recurring benefits, and source-dated offer history. Product terms can change; confirm current information with the issuer.
Last reviewed: September 19, 2026 · Current issuer destination
- Annual fee
- $595
- Card type
- Personal
- Market
- US
Published reward categories
12.00×
Citi Travel Hotels Cars Attractions
Citi Travel hotels, car rentals and attractions only.
Portal channel required
6.00×
Citi Travel Air
Air travel booked through Citi Travel.
Portal channel required
3.00×
Dining
Restaurants; eligible Citi Nights dining may earn more.
1.50×
Other Purchases
Eligible purchases not in a higher category.
Published benefits
annual
Annual Hotel Benefit
Citi Travel hotel booking of at least two nights; terms apply.
annual
Splurge Credit
Enrollment and eligible merchant selection required.
Independent information: CreditCardCompanion does not collect bank credentials or transaction history. Compensation never changes the factual card information shown, and approval is never guaranteed.
No compensation link is active for this card. Verify the current offer and complete terms directly with the issuer.
Renewal and alternatives
Renewal baseline: start with the $595 annual fee, then count only recurring rewards and benefits you expect to use. Welcome offers belong in a separate first-year calculation.
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Decision summary
Where this card may fit
Potential best uses
- 12.00× Citi Travel Hotels Cars Attractions
Citi Travel hotels, car rentals and attractions only. - 6.00× Citi Travel Air
Air travel booked through Citi Travel. - 3.00× Dining
Restaurants; eligible Citi Nights dining may earn more.
Cost and benefits
Start with the annual fee and count only benefits that replace normal spending.
2 recurring benefits currently catalogued.
Watch before choosing
- Portal booking or purchase channel required for Citi Travel Hotels Cars Attractions.
- Portal booking or purchase channel required for Citi Travel Air.
- The $595 annual fee requires a recurring-value check.
Data status: reviewed September 19, 2026. Check official source. Approval is not predicted.