Chase · Public card profile
IHG One Rewards Premier Credit Card
Review published reward categories, fees, recurring benefits, and source-dated offer history. Product terms can change; confirm current information with the issuer.
Last reviewed: September 8, 2026 · Current issuer destination
- Annual fee
- $99
- Card type
- Personal
- Market
- US
Published reward categories
10.00×
Hotels
Earns 10 points per $1 on qualifying IHG hotel purchases.
5.00×
Dining
Earns 5 points per $1 at restaurants, including eligible delivery.
5.00×
Gas
Earns 5 points per $1 at gas stations.
5.00×
Travel
Earns 5 points per $1 on eligible travel purchases.
3.00×
Other Purchases
Earns 3 points per $1 on other eligible purchases.
Published benefits
annual
Anniversary Free Night
One anniversary night certificate valid at eligible IHG hotels up to the issuer-stated points limit.
per-stay
Fourth Reward Night Free
On eligible stays of four or more consecutive reward nights, the fourth night costs zero points.
Independent information: CreditCardCompanion does not collect bank credentials or transaction history. Compensation never changes the factual card information shown, and approval is never guaranteed.
No compensation link is active for this card. Verify the current offer and complete terms directly with the issuer.
Renewal and alternatives
Renewal baseline: start with the $99 annual fee, then count only recurring rewards and benefits you expect to use. Welcome offers belong in a separate first-year calculation.
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Decision summary
Where this card may fit
Potential best uses
- 10.00× Hotels
Earns 10 points per $1 on qualifying IHG hotel purchases. - 5.00× Dining
Earns 5 points per $1 at restaurants, including eligible delivery. - 5.00× Gas
Earns 5 points per $1 at gas stations.
Cost and benefits
Start with the annual fee and count only benefits that replace normal spending.
2 recurring benefits currently catalogued.
Watch before choosing
- The $99 annual fee requires a recurring-value check.
Data status: reviewed September 8, 2026. Check official source. Approval is not predicted.