Chase · Public card profile
United Explorer Card
Review published reward categories, fees, recurring benefits, and source-dated offer history. Product terms can change; confirm current information with the issuer.
Last reviewed: September 12, 2026 · Current issuer destination
- Annual fee
- $150
- Card type
- Personal
- Market
- US
Published reward categories
3.00×
Airfare
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Direct channel required
2.00×
Dining
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
2.00×
Hotels
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Direct channel required
1.00×
Other Purchases
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Published benefits
four-years
Trusted Traveler Application Credit
Up to $120 for one eligible Global Entry, TSA PreCheck or NEXUS application fee every four years.
per-trip
First Checked Bag Free
Primary cardmember and one companion on the same eligible United reservation each receive the first standard checked bag free when requirements are met.
annual
Two United Club One-Time Passes
Two United Club one-time passes are deposited after account opening and every 12 months while eligible.
Independent information: CreditCardCompanion does not collect bank credentials or transaction history. Compensation never changes the factual card information shown, and approval is never guaranteed.
No compensation link is active for this card. Verify the current offer and complete terms directly with the issuer.
Renewal and alternatives
Renewal baseline: start with the $150 annual fee, then count only recurring rewards and benefits you expect to use. Welcome offers belong in a separate first-year calculation.
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Decision summary
Where this card may fit
Potential best uses
- 3.00× Airfare
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value. - 2.00× Dining
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value. - 2.00× Hotels
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Cost and benefits
Start with the annual fee and count only benefits that replace normal spending.
3 recurring benefits currently catalogued.
Watch before choosing
- Direct booking or purchase channel required for Airfare.
- Direct booking or purchase channel required for Hotels.
- The $150 annual fee requires a recurring-value check.
Data status: reviewed September 12, 2026. Check official source. Approval is not predicted.