Bank of America · Public card profile
Bank of America Premium Rewards Credit Card
Review published reward categories, fees, recurring benefits, and source-dated offer history. Product terms can change; confirm current information with the issuer.
Last reviewed: September 9, 2026 · Current issuer destination
- Annual fee
- $95
- Card type
- Personal
- Market
- US
Published reward categories
2.00×
Dining
Published base rate; category definitions, relationship bonuses, caps, and merchant coding may change the return.
2.00×
Travel
Published base rate; category definitions, relationship bonuses, caps, and merchant coding may change the return.
1.50×
Other Purchases
Published base rate; category definitions, relationship bonuses, caps, and merchant coding may change the return.
Published benefits
No recurring benefit has completed review yet.
Independent information: CreditCardCompanion does not collect bank credentials or transaction history. Compensation never changes the factual card information shown, and approval is never guaranteed.
No compensation link is active for this card. Verify the current offer and complete terms directly with the issuer.
Renewal and alternatives
Renewal baseline: start with the $95 annual fee, then count only recurring rewards and benefits you expect to use. Welcome offers belong in a separate first-year calculation.
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Decision summary
Where this card may fit
Potential best uses
- 2.00× Dining
Published base rate; category definitions, relationship bonuses, caps, and merchant coding may change the return. - 2.00× Travel
Published base rate; category definitions, relationship bonuses, caps, and merchant coding may change the return. - 1.50× Other Purchases
Published base rate; category definitions, relationship bonuses, caps, and merchant coding may change the return.
Cost and benefits
Start with the annual fee and count only benefits that replace normal spending.
0 recurring benefits currently catalogued.
Watch before choosing
- The $95 annual fee requires a recurring-value check.
Data status: reviewed September 9, 2026. Check official source. Approval is not predicted.