Purchase optimizer
Find the best card for a purchase
Browse catalog rules for a category. Program currencies and eligibility differ, so these are not ranked by dollar value. Matching wallet cards are highlighted in your browser.
Cards with listed category rules
Why these cards appear
188 published cards match Other Purchases, the personal and business card filter, and the selected annual-fee limit.
- Results are alphabetical—not a dollar-value ranking.
- The $500 monthly-spend estimate is context only because different reward currencies cannot be compared safely without a value assumption.
- Cards without a reviewed matching rule are omitted, not treated as earning zero.
Listed rates may require a particular hotel brand, booking portal, merchant or enrollment. A larger number is not necessarily a better return. Legacy reward currencies still need review; no automatic dollar ranking is shown.
Calculate value using your reward currency and assumptions →
Barclays
AARP Travel Rewards Mastercard from Barclays
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Eligible airfare, hotel stays and car rentals earn the travel rate. Merchant coding, account eligibility and issuer terms apply.
Chase
Aer Lingus Visa Signature Credit Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $95
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
Chase
Aeroplan Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $95
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
Bank of America
Air France KLM World Elite Mastercard
1.50 listed rate · reward currency requires confirmation
Annual fee: $89
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
Alliant Credit Union
Alliant Cashback Visa Signature
1.50 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Unlimited cash back on eligible purchases. Membership and an established-member waiting period apply.
Chase
Amazon Visa
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
Citi
American Airlines AAdvantage MileUp Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
American Express
American Express Business Gold Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $375
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
American Express
American Express Gold Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $325
Purchase channel and brand restrictions: confirm with issuer.
Rates and eligibility are subject to issuer terms and merchant coding.
FNBO
Amtrak Guest Rewards Mastercard
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Published points per dollar on eligible purchases; redemption value, merchant coding, exclusions, and program terms affect realized value.
FNBO
Amtrak Guest Rewards Preferred Mastercard
1.00 listed rate · reward currency requires confirmation
Annual fee: $99
Purchase channel and brand restrictions: confirm with issuer.
Published points per dollar on eligible purchases; redemption value, merchant coding, exclusions, and program terms affect realized value.
Apple / Goldman Sachs
Apple Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Eligible purchases made with the titanium card.
Citi
AT&T Points Plus Card from Citi
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
Bank of America
Atmos Rewards Ascent Visa Signature Credit Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $95
Purchase channel and brand restrictions: confirm with issuer.
Published base rate; category definitions, relationship bonuses, caps, and merchant coding may change the return.
Bank of America
Atmos Rewards Summit Visa Infinite Credit Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $395
Purchase channel and brand restrictions: confirm with issuer.
Published base rate; category definitions, relationship bonuses, caps, and merchant coding may change the return.
Bank of America
Bank of America Customized Cash Rewards Credit Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Published base rate; category definitions, relationship bonuses, caps, and merchant coding may change the return.
Bank of America
Bank of America Customized Cash Rewards Credit Card for Students
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Published base rate; category definitions, relationship bonuses, caps, and merchant coding may change the return.
Bank of America
Bank of America Customized Cash Rewards Secured Credit Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Published base rate; category definitions, relationship bonuses, caps, and merchant coding may change the return.
Bank of America
Bank of America Premium Rewards Credit Card
1.50 listed rate · reward currency requires confirmation
Annual fee: $95
Purchase channel and brand restrictions: confirm with issuer.
Published base rate; category definitions, relationship bonuses, caps, and merchant coding may change the return.
Bank of America
Bank of America Premium Rewards Elite Credit Card
1.50 listed rate · reward currency requires confirmation
Annual fee: $550
Purchase channel and brand restrictions: confirm with issuer.
Published base rate; category definitions, relationship bonuses, caps, and merchant coding may change the return.
Bank of America
Bank of America Travel Rewards Credit Card
1.50 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Published base rate; category definitions, relationship bonuses, caps, and merchant coding may change the return.
Bank of America
Bank of America Travel Rewards Credit Card for Students
1.50 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Published base rate; category definitions, relationship bonuses, caps, and merchant coding may change the return.
Bank of America
Bank of America Travel Rewards Secured Credit Card
1.50 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Published base rate; category definitions, relationship bonuses, caps, and merchant coding may change the return.
Bank of America
Bank of America Unlimited Cash Rewards Credit Card
1.50 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Published base rate; category definitions, relationship bonuses, caps, and merchant coding may change the return.
Bank of America
Bank of America Unlimited Cash Rewards Secured Credit Card
1.50 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Published base rate; category definitions, relationship bonuses, caps, and merchant coding may change the return.
Bilt
Bilt Obsidian Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $95
Purchase channel and brand restrictions: confirm with issuer.
Earns 1 point per dollar on other eligible purchases. The separately selectable dining-or-grocery category is not modeled here to avoid assuming the cardholder choice.
Capital One
BJ's One+ Mastercard
2.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
Citi
Bloomingdale’s American Express Card
3.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Base outside-purchase rate published for the American Express version; tier terms apply.
American Express
Blue Business Cash Card
2.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Spend cap: $50,000 per annual.
Rates and eligibility are subject to issuer terms and merchant coding.
American Express
Blue Business Plus Credit Card
2.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Spend cap: $50,000 per annual.
Rates and eligibility are subject to issuer terms and merchant coding.
American Express
Blue Cash Everyday Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Rates and eligibility are subject to issuer terms and merchant coding.
American Express
Blue Cash Preferred Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $95
Purchase channel and brand restrictions: confirm with issuer.
Rates and eligibility are subject to issuer terms and merchant coding.
BMO
BMO Cash Back Credit Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
BMO
BMO Escape Credit Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $150
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
BMO
BMO Platinum Rewards Credit Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
BMO
BMO Premium Rewards Credit Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $95
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
Imprint / First Electronic Bank
Booking.com Genius Rewards Visa Signature Credit Card
2.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate; program currency, redemption restrictions, merchant coding, exclusions, and caps can affect realized value.
Chase
British Airways Visa Signature Credit Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $95
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
Bank of America
Business Advantage Customized Cash Rewards Mastercard
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
Bank of America
Business Advantage Unlimited Cash Rewards Mastercard
1.50 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Unlimited base cash back; eligible relationship bonuses may increase return.
American Express
Business Green Rewards Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $95
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
American Express
Business Platinum Card from American Express
1.00 listed rate · reward currency requires confirmation
Annual fee: $895
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
Capital One
Capital One Quicksilver Rewards
1.50 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Rates and eligibility are subject to issuer terms and merchant coding.
Capital One
Capital One Quicksilver Rewards for Good Credit
1.50 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
Capital One
Capital One Quicksilver Rewards for Students
1.50 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
Capital One
Capital One Quicksilver Secured Cash Rewards
1.50 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
Capital One
Capital One QuicksilverOne Cash Rewards
1.50 listed rate · reward currency requires confirmation
Annual fee: $39
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
Capital One
Capital One Savor Rewards
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Rates and eligibility are subject to issuer terms and merchant coding.
Capital One
Capital One Savor Rewards for Good Credit
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
Capital One
Capital One Savor Rewards for Students
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
Capital One
Capital One SavorOne Rewards for Fair Credit
1.00 listed rate · reward currency requires confirmation
Annual fee: $39
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
Capital One
Capital One Spark 1% Classic
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Unlimited cash back on eligible purchases.
Capital One
Capital One Spark 1.5% Cash Select
1.50 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Unlimited cash back on eligible purchases.
Capital One
Capital One Spark 2% Cash
2.00 listed rate · reward currency requires confirmation
Annual fee: $95
Purchase channel and brand restrictions: confirm with issuer.
Unlimited cash back on eligible purchases.
Capital One
Capital One Spark 2% Cash Plus
2.00 listed rate · reward currency requires confirmation
Annual fee: $150
Purchase channel and brand restrictions: confirm with issuer.
Unlimited cash back on eligible purchases.
Capital One
Capital One Venture Business
2.00 listed rate · reward currency requires confirmation
Annual fee: $95
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
Capital One
Capital One Venture Rewards
2.00 listed rate · reward currency requires confirmation
Annual fee: $95
Purchase channel and brand restrictions: confirm with issuer.
Earns 2 miles per dollar on eligible purchases; exclusions and program terms apply.
Capital One
Capital One Venture X Business
2.00 listed rate · reward currency requires confirmation
Annual fee: $395
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
Capital One
Capital One Venture X Rewards
2.00 listed rate · reward currency requires confirmation
Annual fee: $395
Purchase channel and brand restrictions: confirm with issuer.
Rates and eligibility are subject to issuer terms and merchant coding.
Capital One
Capital One VentureOne Business
1.50 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
Capital One
Capital One VentureOne Rewards
1.25 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Rates and eligibility are subject to issuer terms and merchant coding.
Capital One
Capital One VentureOne Rewards for Good Credit
1.25 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
Chase
Chase Freedom Flex
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Rates and eligibility are subject to issuer terms and merchant coding.
Chase
Chase Freedom Rise Credit Card
1.50 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Earns 1.5% cash back on purchases; exclusions and issuer terms apply.
Chase
Chase Freedom Unlimited
1.50 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Rates and eligibility are subject to issuer terms and merchant coding.
Chase
Chase Sapphire Preferred
1.00 listed rate · reward currency requires confirmation
Annual fee: $95
Purchase channel and brand restrictions: confirm with issuer.
Rates and eligibility are subject to issuer terms and merchant coding.
Chase
Chase Sapphire Reserve
1.00 listed rate · reward currency requires confirmation
Annual fee: $795
Purchase channel and brand restrictions: confirm with issuer.
Rates and eligibility are subject to issuer terms and merchant coding.
Wells Fargo
Choice Privileges Mastercard
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate; program currency, redemption restrictions, merchant coding, exclusions, and caps can affect realized value.
Wells Fargo
Choice Privileges Select Mastercard
1.00 listed rate · reward currency requires confirmation
Annual fee: $95
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate; program currency, redemption restrictions, merchant coding, exclusions, and caps can affect realized value.
Citi
Citi / AAdvantage Executive World Elite Mastercard
1.00 listed rate · reward currency requires confirmation
Annual fee: $595
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
Citi
Citi / AAdvantage Globe Mastercard
1.00 listed rate · reward currency requires confirmation
Annual fee: $350
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
Citi
Citi AAdvantage Business World Elite Mastercard
1.00 listed rate · reward currency requires confirmation
Annual fee: $99
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
Citi
Citi AAdvantage Platinum Select World Elite Mastercard
1.00 listed rate · reward currency requires confirmation
Annual fee: $99
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
Citi
Citi Custom Cash Card (closed to new applications)
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases; existing cardholders only.
Citi
Citi Double Cash Card
2.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Rates and eligibility are subject to issuer terms and merchant coding.
Citi
Citi Strata Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Citi Travel and selectable-category terms apply. Merchant coding, account eligibility and issuer terms apply.
Citi
Citi Strata Elite
1.50 listed rate · reward currency requires confirmation
Annual fee: $595
Purchase channel and brand restrictions: confirm with issuer.
Eligible purchases not in a higher category.
Citi
Citi Strata Premier Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $95
Purchase channel and brand restrictions: confirm with issuer.
Rates and eligibility are subject to issuer terms and merchant coding.
Coinbase
Coinbase One Card
2.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Spend cap: $10,000 per monthly.
Base tier earns 2% Bitcoin back. Higher asset-based tiers can earn 2.5% to 4% on the first $10,000 of eligible purchases each month; this rule intentionally models only the unconditional base tier.
Citi
Costco Anywhere Visa Business Card by Citi
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
Citi
Costco Anywhere Visa Card by Citi
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Rates and eligibility are subject to issuer terms and merchant coding.
American Express
Delta SkyMiles Blue American Express Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
American Express
Delta SkyMiles Gold American Express Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $150
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
American Express
Delta SkyMiles Gold Business American Express Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $150
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
American Express
Delta SkyMiles Platinum American Express Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $350
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
American Express
Delta SkyMiles Platinum Business American Express Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $350
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases; large-purchase accelerator may apply.
American Express
Delta SkyMiles Reserve American Express Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $650
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
American Express
Delta SkyMiles Reserve Business American Express Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $650
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
Citi
Dillard’s Mastercard
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
Discover
Discover it Cash Back
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Rates and eligibility are subject to issuer terms and merchant coding.
Chase
DoorDash Rewards Mastercard
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Synchrony
eBay Mastercard
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
Barclays
Emirates Skywards Premium World Elite Mastercard
1.00 listed rate · reward currency requires confirmation
Annual fee: $499
Purchase channel and brand restrictions: confirm with issuer.
Emirates purchases earn the highest rate; eligible airfare, hotel and rental-car purchases earn 2X. Merchant coding, account eligibility and issuer terms apply.
Barclays
Emirates Skywards Rewards World Elite Mastercard
1.00 listed rate · reward currency requires confirmation
Annual fee: $99
Purchase channel and brand restrictions: confirm with issuer.
Emirates purchases earn the highest rate; eligible airfare, hotel and rental-car purchases earn 2X. Merchant coding, account eligibility and issuer terms apply.
Citi
Exxon Mobil Smart Card+ Credit Card
5.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Qualifying non-fuel Exxon/Mobil purchases only, on the first $1,200 per year. Per-gallon fuel rebates are not represented as a percentage. Merchant coding, account eligibility and issuer terms apply.
Fidelity
Fidelity Rewards Visa Signature
2.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
2% cash-back value applies when points are deposited into an eligible Fidelity account; other redemptions can differ.
Barclays
Frontier Airlines World Mastercard
1.00 listed rate · reward currency requires confirmation
Annual fee: $99
Purchase channel and brand restrictions: confirm with issuer.
Eligible FRONTIER purchases earn the airline rate. Merchant coding, account eligibility and issuer terms apply.
American Express
Graphite Business Cash Unlimited Card
2.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Unlimited cash back on eligible purchases.
Imprint / First Electronic Bank
H-E-B Visa Signature Credit Card
1.50 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate; program currency, redemption restrictions, merchant coding, exclusions, and caps can affect realized value.
American Express
Hilton Honors American Express Aspire Card
3.00 listed rate · reward currency requires confirmation
Annual fee: $550
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
American Express
Hilton Honors American Express Business Card
5.00 listed rate · reward currency requires confirmation
Annual fee: $195
Purchase channel and brand restrictions: confirm with issuer.
Eligible purchases up to the issuer annual cap; lower rate thereafter.
American Express
Hilton Honors American Express Card
3.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
American Express
Hilton Honors American Express Surpass Card
3.00 listed rate · reward currency requires confirmation
Annual fee: $150
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
Chase
Iberia Visa Signature Credit Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $95
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
Chase
IHG One Rewards Premier Business Credit Card
3.00 listed rate · reward currency requires confirmation
Annual fee: $99
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
Chase
IHG One Rewards Premier Credit Card
3.00 listed rate · reward currency requires confirmation
Annual fee: $99
Purchase channel and brand restrictions: confirm with issuer.
Earns 3 points per $1 on other eligible purchases.
Chase
IHG One Rewards Traveler Credit Card
2.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
Chase
Ink Business Cash Credit Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Rates and eligibility are subject to issuer terms and merchant coding.
Chase
Ink Business Preferred Credit Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $95
Purchase channel and brand restrictions: confirm with issuer.
Rates and eligibility are subject to issuer terms and merchant coding.
Chase
Ink Business Premier Credit Card
2.00 listed rate · reward currency requires confirmation
Annual fee: $195
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
Chase
Ink Business Unlimited Credit Card
1.50 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Rates and eligibility are subject to issuer terms and merchant coding.
Chase
Instacart Mastercard
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Barclays
JetBlue Plus Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $99
Purchase channel and brand restrictions: confirm with issuer.
Eligible JetBlue purchases earn the airline rate. Merchant coding, account eligibility and issuer terms apply.
Citi
L.L.Bean Mastercard
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
L.L.Bean rate applies to eligible direct purchases. Merchant coding, account eligibility and issuer terms apply.
Citi
L.L.Bean Mastercard
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
Langley Credit Union
Langley Signature Cash Back Visa
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
American Express
Marriott Bonvoy Bevy American Express Card
2.00 listed rate · reward currency requires confirmation
Annual fee: $250
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
Chase
Marriott Bonvoy Bold Credit Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
Chase
Marriott Bonvoy Boundless Credit Card
2.00 listed rate · reward currency requires confirmation
Annual fee: $95
Purchase channel and brand restrictions: confirm with issuer.
Earns 2 points per $1 on other eligible purchases.
Chase
Marriott Bonvoy Bountiful Credit Card
2.00 listed rate · reward currency requires confirmation
Annual fee: $250
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
American Express
Marriott Bonvoy Brilliant American Express Card
2.00 listed rate · reward currency requires confirmation
Annual fee: $650
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
American Express
Marriott Bonvoy Business American Express Card
2.00 listed rate · reward currency requires confirmation
Annual fee: $125
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
FNBO
MGM Rewards Iconic World Elite Mastercard
1.00 listed rate · reward currency requires confirmation
Annual fee: $249
Purchase channel and brand restrictions: confirm with issuer.
Published points per dollar on eligible purchases; redemption value, merchant coding, exclusions, and program terms affect realized value.
FNBO
MGM Rewards World Elite Mastercard
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Published points per dollar on eligible purchases; redemption value, merchant coding, exclusions, and program terms affect realized value.
MIT Federal Credit Union
MIT FCU Max Cash Preferred Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
Citi
My Best Buy Visa Card (annual fee varies: $0–$59)
1.00 listed rate · reward currency requires confirmation
Annual fee: $59
Purchase channel and brand restrictions: confirm with issuer.
Other eligible Visa purchases.
Navy Federal Credit Union
Navy Federal cashRewards / cashRewards Plus
1.50 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Approved limits below $5,000 receive cashRewards at 1.5%; limits of $5,000 or more receive cashRewards Plus at 2%. Membership required.
Navy Federal Credit Union
Navy Federal Flagship Premier Visa Signature
1.00 listed rate · reward currency requires confirmation
Annual fee: $95
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
Navy Federal Credit Union
Navy Federal More Rewards American Express
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
Wells Fargo
One Key+ Mastercard
1.00 listed rate · reward currency requires confirmation
Annual fee: $99
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
Synchrony
OnePay CashRewards Mastercard
1.50 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published durable earning rate; redemption rules, exclusions, merchant coding, and account requirements apply.
Synchrony
PayPal Cashback Mastercard
1.50 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Rates and eligibility are subject to issuer terms and merchant coding.
PenFed Credit Union
PenFed Platinum Rewards Visa Signature Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
PenFed Credit Union
PenFed Power Cash Rewards Visa Signature Card
1.50 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
PNC
PNC Cash Rewards Visa
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases and category purchases after the combined cap.
PNC
PNC Cash Unlimited Visa Signature
2.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Unlimited cash back on eligible purchases; a minimum approved credit line is required.
Poppy Bank
Poppy Bank Business Cash Preferred Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Other eligible net business purchases.
Chase
Prime Visa
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Earns 1% on other eligible purchases.
Provident Credit Union
Provident Cash Back Visa Signature
1.50 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Unlimited cash back on eligible purchases. Merchant coding, account eligibility and issuer terms apply.
Provident Credit Union
Provident World+ Travel Visa Signature
1.00 listed rate · reward currency requires confirmation
Annual fee: $45
Purchase channel and brand restrictions: confirm with issuer.
Travel category and CURewards redemption terms apply. Merchant coding, account eligibility and issuer terms apply.
Imprint / First Electronic Bank
Rakuten American Express Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Rakuten rate is additional cash back on eligible purchases made through Rakuten. Merchant coding, account eligibility and issuer terms apply.
Capital One
REI Co-op Mastercard
1.50 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
Robinhood
Robinhood Gold Card
3.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Eligible purchases; exclusions and Robinhood Gold membership requirement apply.
Bank of America
Royal Caribbean Royal ONE Plus Visa Infinite
1.00 listed rate · reward currency requires confirmation
Annual fee: $99
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
Bank of America
Royal Caribbean Royal ONE Visa Signature
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
Synchrony
Sam’s Club Mastercard
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
Chase
Sapphire Reserve for Business Credit Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $795
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Imprint / First Electronic Bank
Shell Performance Elite World Mastercard
2.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate; program currency, redemption restrictions, merchant coding, exclusions, and caps can affect realized value.
SoFi Bank
SoFi Everyday Cash Rewards Credit Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published durable earning rate; redemption rules, exclusions, merchant coding, and account requirements apply.
SoFi Bank
SoFi Unlimited 2% Credit Card
2.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published durable earning rate; redemption rules, exclusions, merchant coding, and account requirements apply.
Chase
Southwest Rapid Rewards Performance Business Credit Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $299
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Chase
Southwest Rapid Rewards Plus Credit Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $99
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Chase
Southwest Rapid Rewards Premier Business Credit Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $149
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Chase
Southwest Rapid Rewards Premier Credit Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $149
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Chase
Southwest Rapid Rewards Priority Credit Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $229
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Stanford Federal Credit Union
Stanford Alumni Rewards Credit Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Combined annual caps and merchant eligibility apply to bonus categories. Merchant coding, account eligibility and issuer terms apply.
Stanford Federal Credit Union
Stanford Athletics Fan Rewards Credit Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Combined annual caps and eligible Stanford merchants apply. Merchant coding, account eligibility and issuer terms apply.
Stanford Federal Credit Union
Stanford FCU Business Rewards Credit Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Restaurant and food-delivery purchases earn the higher rate. Merchant coding, account eligibility and issuer terms apply.
Stanford Federal Credit Union
Stanford FCU Tech Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Amazon, Google and Apple purchases earn the higher rate; combined annual caps apply. Merchant coding, account eligibility and issuer terms apply.
Stanford Federal Credit Union
Stanford Student Cash Rewards Credit Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Select Stanford dining and bookstore purchases can earn 5%; the broadly comparable dining and base rates are modeled. Merchant coding, account eligibility and issuer terms apply.
Synchrony
Synchrony Premier World Mastercard
2.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Unlimited cash back on eligible purchases, automatically applied as statement credit.
Capital One
T-Mobile Visa
2.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
TD Bank
Target Mastercard
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published durable earning rate; redemption rules, exclusions, merchant coding, and account requirements apply.
American Express
The Platinum Card from American Express
1.00 listed rate · reward currency requires confirmation
Annual fee: $895
Purchase channel and brand restrictions: confirm with issuer.
Earns 1 point per dollar on other eligible purchases.
U.S. Bank
U.S. Bank Altitude Go Visa Signature Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
U.S. Bank
U.S. Bank Cash+ Visa Signature Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
U.S. Bank
U.S. Bank Smartly Visa Signature Card
2.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
Chase
United Business Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $150
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Chase
United Club Business Card
1.50 listed rate · reward currency requires confirmation
Annual fee: $695
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Chase
United Club Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $695
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Chase
United Explorer Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $150
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Chase
United Gateway Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
Chase
United Quest Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $350
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Merchant coding, combined caps, booking channel, account eligibility and exclusions can affect realized value.
FNBO
Universal Rewards Plus Visa Signature Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $99
Purchase channel and brand restrictions: confirm with issuer.
Published points per dollar on eligible purchases; redemption value, merchant coding, exclusions, and program terms affect realized value.
FNBO
Universal Rewards Visa Signature Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Published points per dollar on eligible purchases; redemption value, merchant coding, exclusions, and program terms affect realized value.
Barclays
Upromise World Mastercard
1.25 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Base cash-back rate modeled; linked eligible education-savings bonuses are separate. Merchant coding, account eligibility and issuer terms apply.
Synchrony
Venmo Credit Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
Synchrony
Verizon Visa Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Rates and eligibility are subject to issuer terms and merchant coding.
Wells Fargo
Wells Fargo Active Cash Card
2.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Earns unlimited 2% cash rewards on eligible net purchases.
Wells Fargo
Wells Fargo Attune Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Other eligible purchases.
Wells Fargo
Wells Fargo Autograph Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Rates and eligibility are subject to issuer terms and merchant coding.
Wells Fargo
Wells Fargo Autograph Journey Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $95
Purchase channel and brand restrictions: confirm with issuer.
Earns 1 point per $1 on other eligible purchases.
Wells Fargo
Wells Fargo One Key Card
1.50 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
Wells Fargo
Wells Fargo Signify Business Cash Card
2.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
Chase
World of Hyatt Business Credit Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $199
Purchase channel and brand restrictions: confirm with issuer.
Issuer-published earning rate. Category definitions, caps, account eligibility, redemption value and merchant coding can affect realized value.
Chase
World of Hyatt Credit Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $95
Purchase channel and brand restrictions: confirm with issuer.
Earns 1 point per $1 on other eligible purchases.
Barclays
Wyndham Rewards Earner Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $0
Purchase channel and brand restrictions: confirm with issuer.
Eligible Wyndham purchases earn the hotel rate. Merchant coding, account eligibility and issuer terms apply.
Barclays
Wyndham Rewards Earner Plus Card
1.00 listed rate · reward currency requires confirmation
Annual fee: $75
Purchase channel and brand restrictions: confirm with issuer.
Eligible Wyndham purchases earn the hotel rate. Merchant coding, account eligibility and issuer terms apply.
Estimates are subject to issuer terms, spending caps, enrollment requirements and merchant coding.